Groupe Premium is a leader in France in the distribution of life insurance and savings solutions. Its brands Predictis and Capfinances are among the leading independent distributors in terms of assets collected, on behalf of prominent insurers such as Swiss Life, Abeille Assurances, Groupama Gan Vie, AG2R La Mondiale, and Garance.
The Group also relies on Grifo, its Italian brand specializing in wealth management, thereby strengthening its international presence and expertise.


Our Brands


Directeur général
Predictis, the Life Insurance and Savings Broker Specialist
Founded in 1997 by Olivier Farouz and ISO 9001 certified, Predictis offers a range of savings and provident solutions for individuals and professionals.
Led by Emmanuel Bouriez, Predictis currently serves over 60,000 clients, boasts a network of 450 wealth advisors who are members of an independent network in partnership with Predictis, and operates 10 business centers in France.


Présidents fondateurs
Capfinances, Wealth Management Specialist
Founded in 2004 by Didier and Laurent Zerbib, Capfinances specializes in the distribution of life insurance contracts and retirement solutions to individuals and professionals. Capfinances currently has a network of over 1,400 independent wealth advisors, who are members of an independent network in partnership with Capfinances, and 30 business centers.


Administrateur et Fondateur de Grifo Group
Grifo Group, Brokerage Specialist in Italy
With over twenty years of experience, Grifo Group is a key player in Italy in the fields of insurance brokerage, financial intermediation, and credit. The brand unites the companies controlled by the Group, whose complementary and synergistic activities enable them to offer integrated and tailor-made solutions for the protection, enhancement, and informed management of assets for individuals, families, and institutions.
Thanks to its strong local presence, a network of over 500 Business Advisors, and its ability to support over 65,000 clients, the Group currently manages nearly one billion euros in assets and has established itself as a trusted partner of Groupe Premium, marking the Group’s entry into the international market.
A Network of 1,800+ Wealth Advisors Across 40 Agencies in France
Through its brands Predictis and Capfinances, Groupe Premium has the largest network of wealth advisors in France: independent advisors, trained and supported to best assist clients.




